Farm Creek Insurance

Safeguarding your assets one policy at a time.

Hi! We’re glad you’re here!

We invite you to take a look around and if you don’t find what you’re looking for, please contact us.

Our promise

Our promise is to safeguard your dreams and aspirations. With over 40 years of unwavering commitment, Farm Creek envisions a future where your peace of mind is our top priority.

Client Portal ›

What sets us apart

Our difference lies in the genuine relationships we build, the trust we’ve earned, and our unwavering commitment to the community we proudly call home.

Our Team ›

Unique Products and Services ›

How we do it

We know that insurance is not a “one size fits all” industry. This is why our process includes 4 key components to ensure your assets are properly insured and your experience in this process is positive and lasting.

Genuine partnership

Personalized approach

Exceptional service for our clients

Knowledgeable and experienced team

How to get started

We use a four-step process to give you the best service possible. The first two steps focus on getting to know you, understanding what matters most in your life, and determining where you are right now and where you want to go. In the last two steps, we work as your partner to tailor your solution and then implement it.

Start the conversation

Let’s get you connected with one of our Risk Advisors.

Begin evaluation

Let’s assess where you are and what your needs are.

Review your options

Let’s collaborate on building your customized solution.

Implement your solution

Let’s get you all set up with your new policy.

Talk to a Risk Advisor ›

We represent the nations’ top insurance companies

What type of insurance do you need?

Home & Condo Insurance

Auto Insurance

Commercial Insurance

Agriculture Insurance

Don’t see what you are looking for? View our other services.

A special thanks for always being there

to answer all my questions and concerns about my policy, very fast and efficient. Also very friendly staff in the office.

Isa Alvarez
Great company
Always very helpful and wonderful to deal with. I would highly recommend them

C M
It is very refreshing
to call a business, have them answer the phone, and address your question. Helpful, consultative, and professional.

George Graves
I got the flood insurance I needed

at a good rate. The agent was very responsive.

Ronald Cooper
My experience at the Whitten Group from Cambridge is awesome.
They set me up with a great home and car insurance plan. They're professional and easy to talk to and ask questions. They answers all questions on a fast and timely matter. I highly recommend They and her company.

Chris Scaglione
They saved me hundreds of dollars
on my vehicle, RV, and renters insurance. I would encourage you to have them look at your coverages and give you an estimate!

Mark Potter
I am happy to have made the switch.

I have been treated very well and professionally.

Scott Shilling
Nationwide Insurance has always been our carrier
Reeder Insurance is excellent in every way.

Cindy Reeder
They promptly worked on my storm damage claim
and the whole issue was resolved in a matter of days.

Jan Vo
Excellent advice on available insurance coverages
Saved us a lot of annual premium $ on our homeowners, auto and umbrella liability policies. Personable, experienced agents.

Clara Kelly
Great service, friendly people, best prices.

I love all the way in Frederick and still wouldn’t be insured through anyone else!!

Amanda Sweeney
They were so kind and helpful
and made insuring our new home seamless! Thanks so much

Robyn Coughenour
My husband and I highly recommend the Whitten Group.
Our representative They was very knowledgeable and professional when speaking with her. We were with another agent for 20 years, after speaking with They she took the time and effort and found us a better policy with a much cheaper rate. She returns my calls and questions immediately with positive feedback. We are very satisfied with our change!!!!!

Holly Jones
I have saved over $300 in auto insurance.

And the young lady who helped me was excellent help. I recommend them to everyone.

Amber Dunn
Jason is always very responsive

and always takes care of anything we ask of him. Would recommend to anyone looking for a great insurance agent

Beth Sunderlin
Our company Lywood Electric loves the Whitten Group!

Our representative They is awesome! She always goes above and beyond to make sure all our needs and concerns are met. She is very personable and outgoing and you can definitely tell she cares about her customers. All our requests are answered in a timely manner. The Whitten Group truly cares about their customers and are dedicated to what they do. We are glad we made the switch to the Whitten group and highly recommend their service!

Amy Casey
Nothing but fantastic things to say about this company!

Everyone has always been so helpful and will go above and beyond to make sure you are happy. Great customer service!

Bethany Monroe
Extremely prompt service, great value policy.

A pleasure doing business with this group.

Anna James
We have been with Whitten for over a decade

and they handle all our coverage: home, auto, boat and pet. They are always responsive and proactive - both are very important for insurance coverage. As an example we did not know that rodent damage to a car's fuel line was covered by our auto policy - they did and saved us a bunch of money.

Bill Christopher
I highly recommend Reeder

to all my friends and family. Their employees are extremely helpful polite and always professional.

Camron
The Whitten Agency is a very knowledgeable insurance company.

They have always made sure to quickly help me with any insurance issue I have had!

Dane Price
I am consistently impressed with the entire team here at Whitten Group.

Everyone is always friendly, welcoming, and ready to help. I love the small-town feel of this office and the fact that I can pop in anytime with questions.

Kaitlin Millhench
They have been great
Responds quickly. Finds good priced policy’s. Recently I compared the nationwide auto policy They put me on to geico, Erie, progressive. Nationwide had the best price. Yea!!

Julie Schoch
Thanks to your company and the excellent service

provided by your delightful employees. I highly recommend your company to anyone who needs a insurance service in the future.

John Fine
The Whitten team has always had the best customer service of any organization

that I have worked with, not just in insurance but all service organization. Their sales team was easy to work with a quick to respond in the quoting process. When I have questions, they are quick to respond and update my policies as needed. Definitely give them a call if you're in MD and need insurance.

Joel Wilson
I have worked with Whitten Insurance for our homeowners policy.

When we purchased our new home, it wasn't a second thought that we would use them again! They did an amazing job getting everything taken care of quickly, coordinating with our mortgage company, and following up on the old home policy throughout. Great service from a professional and friendly team!!

Jennifer Hoffman
Can't say enough about the smooth process

with Whitten Insurance Agency insuring our new home in the Cambridge area. Lindsey was extremely knowledgeable and great to work with. I would highly recommend them!

Dan Millard
They were amazing and went above and beyond

to help me start my policy. If you need an insurance agent !!

Megan Milligan
Certainly made our lives so much easier.

We made a phone call and pretty much everything was handled with our home owners insurance.

Marty Denson, M.Ed., Emdt
Whitten Group excels at customer service.

I have my personal insurance through them, and also have referred many clients to them. They're always quick to respond, and goes above and beyond to make sure the clients needs are met.

Shirley Coulbourne
A tremendous experience with Whitten Insurance Agency.
I give it my highest recommendation. As a business owner, Insurance is an essential part of our ability to transact business. Whitten has been terrific to deal with and incredibly responsible and attentive to our insurance needs. If you have insurance needs, I would urge you to contact Whitten. You'll be happy you made the call!

Burt Maggio
I have carried my auto and homeowner's insurance through Whitten for 35 years.
They are the best of the best when it comes to client service. They are responsive, knowledgeable, professional and caring. I will never consider going anywhere else.

Maria Ellena Chavez-Ruark
We have been with Whitten Insurance for almost 14 years.

They are very courteous and friendly and knowledgeable. Its been a pleasure working with them. We would use them again without hesitation.

Vickie Del Grosso
They reduced my premiums

and increased my coverage at the same time!

Tim Clarke
My husband and I were recently shopping around for a more affordable insurance
luckily we came across Whitten Insurance. Our agent has been great. We saved hundreds of dollars when we made the switch, and gained great customer service. Thank you!

Rachel Dulin
They were quick, happy and very accommodating
when giving me a quote, then helping me switch over my insurance!! I highly recommend the Whitten group team!!

Danielle Youells
Absolutely great Service!!!
They do an amazing job! She took care of making sure we had the best coverage for the best price! We were underinsured and had no idea! She was able to bundle all our insurance needs together and save us money! 100% recommended!

Derek Kuebeck
Just switched all our insurance to the Whitten group
Our agent was absolutely the best agent we have ever dealt with they answered all our questions and showed us all options available to us Very happy with our insurance agent and coverage

Steven Blanchfield
I've been with the Whitten Group since I got my drivers license!
They were able to lower my rate out of nowhere, I was so happy.. I will never leave the Whitten Group!!!! Any of their locations provide amazing service. 10/10 recommend

Katelyn Lusk
Recently reached out for a quote to beat my current insurance rate (which she did).
She made the whole process easy and was a great help, especially for one who doesn't know much about car insurances. A quote was to me in a matter of hours! Thank you for all your help!

P B
Recently, we filed a claim for a roof leak which had damaged our house
with multiple leaks into the bedroom and closet ceiling and wall. We received a call and within a day or two and the contact claims associate scheduled a time to come and review the damage. She was prompt, courteous and thorough. She prepared a brief description of the damage and had issued a check to us before she left. It was only three days since we filed the claim. She reviewed with us her assessment which we agreed with. The experience was wonderful. Thank you for making the claims process so smooth. Rick and Wendy Garner

Richard Garner
If you live in MD, this is the place to get your insurance
They have all the pieces to a perfect puzzle. Amazing leadership, trustworthy team, and a rockin culture! 5+ stars for an all-star group of people!

Matthew Naimoli
Our company Lywood Electric loves the Whitten Insurance Group.
Always quick to respond and very helpful. I know any question that we have they'll will be able to answer

Jennifer Degroat
So helpful, friendly, and very responsive.
Very thankful to have switched our policies to their team!

Patty Crankshaw-Quimby
They have presented with Professionalism and personal touch
To date their dealings with me with reference to their work has been beyond reproach. I am Very happy with the handling of my affairs with regards to my INSURANCE needs. To know and interact with them is an honor and a privilege, my HIGHEST regards. Thank YOU.

Garland Scott
I started insurance coverage with Nationwide about 15+ years ago.
The service I received From Nationwide was always excellent especially when ,in 2015, my neighborhood suffered expansive hail storm damage. The insurance adjuster was awesome and my deductible took care of damage including my car. What a time that was! I thank Nationwide for stepping up and will continue to recommend them to clients. CUSTOMER service is on top of my list and Nationwide is definitely service oriented. Kindly, Sharon Ligouri

Sharon Ligouri
I find the staff and Nationwide to be so very helpful.
They’ve eased my mind by being so fair and at a good price. I would recommend them to friends and family for a long time. In fact I already have and they’re all extremely happy.

Anna Torres
I've been a happy Whitten customer for years.
It's great having a LOCAL agent to call or visit with questions. They always help me find ways to save on my car insurance--changing coverage details, signing me up for SmartRide and applying other discounts. When I was curious about switching insurers, they got me quotes from all the insurers they work with: Nationwide, Travelers, etc. Flexibility, good coverage, great prices and really friendly people. So much better than calling a national hotline number and being put on hold.

Michael Mcguire
Very easy to work with!
Responsive to questions and offer options and great advice! Very polite and friendly! Highly recommend their services!

Irene Ulm
Everyone I have talked with is pleasant and helpful
always making sure all my questions are answered completely. They never make you feel like you're a bother and are timely and efficient at everything they do.

Erica Breeding
They are our Nationwide rep.
They are amazing! Knowledgeable, thorough and efficient. They handle all of needs from automobile to homeowners quickly and well and found us excellent coverage at excellent prices.

Kathleen Clark
They made switching over my farm account so easy
Her knowledge, professionalism, wellness to help made switching over stress free. I would recommend They and the Whitten Group for any type of insurance needs.

Donna Blanchfield
Made my homeowners and car insurance rates incredibly low
and took the time to help me understand my coverage and policy.

Devonta Ennals
Everyone I spoke with was helpful and responsive
I appreciate the time they spent with me so I could make decisions that were right for me.

Elaine Lanzon
Everyone is always so friendly and helpful.
I definitely recommend the Whitten Group!

Emilee Nicole
Needed help finding insurance and they were right on it
and got right to it and had us where we needed to be. She's awesome and very professional. Would highly recommend insurance company and her!

Sarah Thompson
Because of Lynn Hall I've decided to stay.
She just went above and beyond for me to solve an issue and I highly appreciate this office. Even the other agent helped her out and neither one of these ladies complained! Kudos to Whitten Insurance!!! Very satisfied with them!

Jakeira Holliday
Clare Price was a fantastic person to work with.
The experience was so refreshing after my previous experiences I’ve had in the industry. I would recommend to any family or friends!!!

Conor Casey
We started our own business this past year.
With the help and direction from Aaron Schmidt we were insured and on our way to starting a successful and safe business. Aaron recommended certain policies and coverages I overlooked. Five ? ? ? ? ?

Josh Brewer
Working with Kenny, Mark and their team at Whitten has been easy every step of the way
I have commercial and personal policies with them. Thank You!

Ben Alder
Jason is my go to insurance exec
when I need help with my existing policy or help with a new one. Extremely customer focused and a pleasure to work with. Highly recommend.

Scott Murphy
I'm always happy when Christine answers the phone
but everybody at Reeder Insurance is great. They take the stress out of my insurance needs.

Bill Gaphardt
Our experience with Jeff was excellent.
Very personable, professional and gave us a nice, low rate. Highly recommend!

Chris D
Christine was a pleasure to work with.
She answered all of my questions. Thank you!

Alexis Moore
Very professional and kind.

Claire price was my agent and is awesome.

Brandon Owens
Christine helped me very quickly

and efficiently and followed up with an email right away. I’m very happy with this company

Cathy Schwartz
Claire Price and the Whitten Group are the best in the business.

Happy customer for 3 years running. I’ve personally experienced exception customer service, Quick and efficient claims and fair pricing. Look no further people.

James Sweeney
I absolutely love the Whitten group.

I've been with them for 5 years and they are amazing. Claire Price (Fine) is so amazing, helpful, and so efficient. I can email or text and get a response right away! Very please with this company as they are handling all of our insurance needs.

Ruth Oglesby
From our initial phone conversation and thereafter, Lindsey was professional and extremely helpful.
She asked all of the necessary questions, patiently explained the details of each policy, and was quick to provide competitive quotes. Her ongoing follow-up was also appreciated. I would highly recommend the Whitten Insurance Agency!

Greg Hoffman
My experience with Brooks Zentgraf was fantastic.
He is extremely knowledgeable and responsive regarding all insurance needs. I would highly recommend he and Whitten Insurance Agency to anyone!

Cory Yoviene
Lindsey was very quick to respond any time
I had a question or concern, she really made the process seamless. I would definitely reach out to her again with any future insurance needs.

Wendy Hughes
Brooks Zentgraf did a fantastic job
getting me a great quote for an insurance product that fit my needs perfectly, and he was prompt, professional, courteous and quickly responsive. Highly recommended!

Jeff Bubier
Lindsey Webb is my agent and she is so patient,
kind, very responsive, and helpful no matter how many times I bug her. So grateful to have her as my agent!

Crystal Rodgers
Claire is absolutely the best!!
So helpful and always the sweetest

Gina Nebel
Christine has been outstanding.
Prompt professional and Personable. She is my Go-to for all insurance needs

Tom Jenkins
The Whitten Insurance Group was fantastic!
I needed a builder's risk insurance policy for the construction of a new building. I was blown away at the speed in which they worked in getting me a very reasonably priced policy that had all the coverage that we needed. Missy was exceptional, thanks for everything!

Josh Clow
Always great service from Claire.
Have recommended the Whitten Group to many friends and clients.

Kevin Thawley
Missy is very knowledgeable about commercial insurance needs.
She didn’t stop until she found the best and least expensive Workers Comp plan for my company.

Thomas Hutchinson
Christine with Reeder's will make going with this company totally worth it
She’s been helpful for years now and goes above and beyond

Jonathan Plummmer
Matt was very responsive and offered me a good value

for exactly what I was looking for!

Dan Eldredge
We here at All About Children Learning Center were very grateful

to find Matt Onufrak to help with our insurance needs. He saved us money and got us better coverage. He is a great resource for this company. Ed Frank

All About Children Learning Center
David is extremely professional
and very responsive when I call and throughout conducting all of my transactions. He knows his business and it shows.

Terry Trish
I’ve had a difficult policy to work out and Matt has been amazing.

I’m looking forward to many years of business together.

Dan Mearkle
We are very pleased
with the service provided by Emily. She is very personable and has gone out of her way to ensure that we have the best insurance coverage for our property!

Barbara Heston
I can’t recommend Reeder Insurance enough
Rachel is absolutely amazing in her customer service skills and prompt service. She gets to the point and goes the extra mile to help you get your documents completed. Great job and thank you Rachel!

Andy Vineberg
Kim is awesome!
I have known Kim for a long time. She is a pleasure to work with! Always looking out for her clients! Very knowledgeable and professional! I can’t say enough positive things about Kim! She is great!!!

Maureen O'Reilly
Kim was professional, knowledgeable, informative, and friendly.
She helped me set up a policy that worked for me and my family and was amazing through the whole process and after. I highly recommend Kim and the staff at Reeder.

Cassie Deusa
Kim consistently goes above and beyond
to help my husband and I with all questions and concerns we have! She is quick to respond and always more than helpful!

Brittany Sanft
Kim Curtis is an asset
to Reeder Insurance Agency and Nationwide Insurance. She is always professional, helpful, and pleasant. She responds to all service issues in a prompt manner and we are fortunate to have her assistance with any insurance questions.

Debbie Knight
I couldn't ask for a better Agent than Kimberly Curtis.
She responds quickly and is very professional. I would recommend her and Reeder Insurance to anyone who is in market looking for a new insurance company.

Tina Fox
Kim has been my go to
person whenever I need anything or have questions. She is quick to respond, very knowledgeable and has been a pleasure to deal with.

Sandra Death
Kim at Reeder Insurance is very professional and responsive.
I have been dealing with Kim for many many years and she's why I have stayed

Tammy Gable
I have worked with Kimberli Curtis for a number of years
from auto & renter's insurance to transitioning to home owner's insurance. High quality agent.

Kevin O'Brien
David is very responsive.
Always handles my requests in a timely manner!

Lena Decker
One phone call to Rachel and all was taken care of.
Thanks again Rachel.

Mark Raebiger
Our policy is kind of a headache, but Rachel always save the day.
Best agency I've ever dealt with. Highly recommend these sweet ladies!

Matthew Hofstetter
Brooks, Kenny and the team are incredibly responsive

and on top of every detail. We have several properties with them and we feel very confident we are covered and at a very fair price. I suggest that you call them today. They are the best!

Bob Lucido
I had to get a different auto policy and wow

what a great job the company did. I could not believe how fast I went to being upset to happy with the results they provided to me. Great job!!!! Thank you Reeder's for all your help!!! Thank you!!

Tim Mekolon
When tragedy strikes you see the real company and they shined through"

They saved us money and found holes in our coverage that were missed and desperately needed. I do not have a single complaint how everything was handled. Awesome company and no better service. When tragedy strikes you see the real company and they shined through. THANK YOU!!

Rob B
My Agent Christine Forte and I have a 40+Years relationship"

She has consistently had My Best Interests First and Foremost from day one. I have the pleasure to trust Her knowledge to always be “On My Side”. I am Highly satisfied and Highly recommend Her.

William Belt
The Whitten Insurance Agency is the best!

They are always available and willing to help with any needs you have.

S Dorsey
Kim has always been am amazing person to work with.

Great bedside manners and always makes me feel important! Thank you for all that you do!

US Taekwondo Academy
Lori Nagel and her team fixed the problem

I had a miscommunication with the insurance adjuster and it left my husband and I in a difficult position concerning our roof. Lori jumped and told me not to worry. She continued to follow up until we had the ending. Email, call or visit her with any question and she will get right on it.

Robin Stanley